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When a college graduate experiences difficulty making repayments due to unemployment, ill health or personal circumstances, it is normally possible to defer student loan repayments. Whilst not a panacea, it gives the borrower time to get back on their feet. Deferred Student Loans Most graduates will be aware that they will face difficulty making repayment,…

The high number of sub prime mortgages issued in recent years – both in the US and the UK – is now causing havoc in the global financial system. Due to rising interest rates, falling property values and other macro-economic factors, individuals are rapidly defaulting on their mortgage payments on a wide scale. Disturbingly, these…